Legacy to Life · three plans, in plain words

Whichever of you goes first, the other will know exactly what to do.

Every account, every paper and every phone number in one place — with a plan in plain English for the one who is left.

For English-speaking couples in Israel. Start with the plan that fits you today; move up within the year and your set-up fee counts in full.

Choose your plan

Start with the support that fits today.

One price covers both of you: one household, one plan. Move up within 12 months and every shekel of your set-up fee counts towards the next plan.

Start here

Clarity

Know where everything is.

Every account, policy, property and paper in one secure place
You both have the login — nobody has to ask
One printed page in the drawer: who to call, where the will is
Moneytor Premium included — your Israeli accounts, updated for you

₪3,500 set-up

₪4,130 including VAT

₪250 a month

₪295 including VAT

Pay yearly₪2,500₪2,950 incl. VAT · save ₪500

About ₪8 a day

See everything included

Clarity, plus a plan

Continuity

Know exactly what to do.

A written plan for the first three days, the first month and the first year
Your will drawn up by an independent lawyer — included
Once a year we walk through the plan with you, so you know you could follow it
Your investments on one statement, twice a year

₪6,000 set-up

₪7,080 including VAT

₪550 a month

₪649 including VAT

Pay yearly₪5,500₪6,490 incl. VAT · save ₪1,100

About ₪18 a day

See everything included

Everything, coordinated for you

Legacy

Have it all looked after for you.

One person holding the whole picture — your advisers working together
Every investment on one statement, every month
The children brought in, calmly, while everyone is well
Us beside you for the first 90 days if the worst happens

₪12,000 set-up

₪14,160 including VAT

₪950 a month

₪1,121 including VAT

Pay yearly₪9,500₪11,210 incl. VAT · save ₪1,900

About ₪31 a day

See everything included

Included at no extra costMoneytor Premium for both of you — every planYour will, drawn up by an independent lawyer — Continuity and Legacy

Plan by plan

Open each section for the full detail.

See exactly what is included in Clarity, Continuity and Legacy. On smaller screens, swipe the comparison table sideways.

Where everything isOne place for every account, every paper and every phone number.

What you receive	Clarity	Continuity	Legacy
One private page showing everything you own and owe — every account, pension, property, policy and loan, with today's values	●	●	●
Whose name each thing is in, and which country it sits in	●	●	●
Every important paper — wills, deeds, policies, passports — stored safely online, where you can find it	●	●	●
Who to call, about what: your named lawyer, accountant, bank, pension and insurance people, with their numbers	●	●	●
A simple list of what you have, what's missing, and how to get it	●	●	●
Where the wills and powers of attorney are, how old they are — and whether the names on your pensions and policies match them	●	●	●
One printed page for the drawer at home: who to call first, where the will is, how to log in	●	●	●
Your own login, and an hour with us so you can find everything yourself	●	●	●
Once a year we check nothing has quietly gone out of date	●	●	●

Your wishes, in writingWhat you want, in your own words — so nobody has to guess.

What you receive	Clarity	Continuity	Legacy
A letter of instructions: where everything is, and what you would want done	Our template, you fill it in	Written with you	Written for you, then professionally edited
A letter of wishes: which special things — jewellery, the silver, the paintings — should go to whom. Your lawyer writes anything binding into your will.	Our template	Written with you	Written with you
A personal love letter to each other, and to the children	Our template	Written with you	Written with you, then professionally edited
Your will, drawn up by an independent lawyer from our panel — included in your plan (usually about ₪3,000)	—	Included	Included

What to do, and whenA written plan for the first three days, the first month and the first year.

What you receive	Clarity	Continuity	Legacy
Your family's own step-by-step plan: what to do in the first three days, the first month and the first year	—	●	●
If one of you becomes ill and can't manage things: we check an enduring power of attorney is in place, and tell you what's missing	—	●	●
Who may see what, and when — a child, a sibling, a professional or a friend you trust	—	●	●
Phones, email, passwords and online accounts: how your family would get in — kept in a locked, password-protected file that only your family can open. We never see it.	—	●	●
The names on every pension and policy checked against the wills, so there are no surprises later	—	●	●
Once a year we sit with you and walk through the plan, so you know you could follow it	—	●	●

Your Israeli money, updated for youMoneytor Premium — an Israeli app that brings your Israeli bank accounts, pensions and loans into one place — included in every plan.

What you receive	Clarity	Continuity	Legacy
Moneytor Premium for both of you, included in your plan (normally ₪490 a year)	●	●	●
Your Israeli bank accounts and credit cards linked live — read-only, through regulated open banking, updated daily — with the shares and funds you hold at the bank	●	●	●
Every Israeli pension, managers' insurance, provident and study fund brought in with one click from the official pension clearing house — and kept up to date	●	●	●
What you owe as well as what you own: loans and mortgages from the Israeli banks	●	●	●
Your Israeli picture month by month — so you can see the direction, not just today's number	●	●	●
A printable summary of all your Israeli money whenever you want it — and both of you on the same account	●	●	●
Getting it set up	Our step-by-step guide	Set up with you	Set up and kept up to date for you

Your investment statementsEvery investment, in Israel and abroad, on one statement — each on its own and all together.

What you receive	Clarity	Continuity	Legacy
One statement covering your pensions, provident and study funds, bank investments, unit trusts, policies, managed portfolios — and anything else you hold, in Israel or abroad	—	●	●
Each investment shown on its own, and all of them together	—	Twice a year	Every month
How each value has changed — over the month, three months, six months, the year, and each year since we started — taken from your providers' own figures	—	●	●
How the figures reach us	—	You send us one simple spreadsheet each month — we do the rest	Automatic feeds where your bank or fund allows it, plus the spreadsheet for anything else
Nothing is connected without your written permission, only through licensed Israeli data services, and you can disconnect at any time	—	●	●

Will there be enough in retirement — and who to askWe prepare the picture and the questions. Your pension, insurance and tax specialists give the advice.

What you receive	Clarity	Continuity	Legacy
What matters to you both, written down: where you'll live, what you want to keep doing, who you want to help	—	●	●
Before you see your pension or insurance adviser, we prepare the file and the questions, and send them ahead	—	●	●
Before every specialist meeting we prepare you; after it we chase what was agreed	—	●	●
A short written summary, in plain English, of where you stand	—	Once a year	Every three months

One person holding the whole pictureLegacy plan only. Your investment houses and advisers working together, with us in the middle.

What you receive	Clarity	Continuity	Legacy
Your investment house's review meetings arranged, and we sit in with you and take notes — so you have a written record of what you were told	—	—	●
Once a year, a plain list of what every provider is charging you	—	—	●
Once a year, your lawyer, accountant and investment people in one conversation — so they stop working in separate rooms	—	—	Once a year

The children, and what you want to leaveWho gets what, when and how — agreed calmly, while everyone is well.

What you receive	Clarity	Continuity	Legacy
Who gets what, when and how — by asset and by country — on one page	●	●	●
Property or pensions abroad? We flag what needs a lawyer in that country, and bring one in	●	●	●
A yearly family meeting that we chair, so the children hear the plan from you	—	●	●
The children shown the dashboard and who to call — wherever in the world they live	—	●	●

Who can see your dashboard — you decideShare all of it, or only the parts you choose.

What you receive	Clarity	Continuity	Legacy
Share the whole dashboard, or only some accounts or goals	●	●	●
Who you can share it with	Your spouse	Up to 4 people — children, your lawyer or accountant	Up to 6 people
Everyone you share with gets their own dashboard for their own money, at no cost	●	●	●

If you own a businessIf the business was his: who can act, what you owe, and what it is worth to you.

What you receive	Clarity	Continuity	Legacy
The business on one page: what it is, how it is owned (sole trader, company, partners), who the accountant and lawyer are, and where every paper is — company extract, agreements, lease, licences, loans	●	●	●
Who can act the week after: who may sign, pay the staff, talk to the bank and keep the doors open — set up now, not argued over later	●	●	●
Every personal guarantee and business loan listed — yours and his — so there are no surprises from the bank or the landlord	●	●	●
Partners: what the agreement says happens to his share — who buys it, at what price, and whether the money is actually there — checked with your lawyer	—	●	●
Cover that would pay the family for the business, or pay the business to replace him — reviewed with your insurance adviser	—	●	●
A named successor and a 30-day plan: who steps in, what they do first, and what the staff and clients are told, and by whom	—	●	●
Keep, sell or close: what the business is worth, what each path would mean for you, and the accountant, lawyer and valuer lined up for whichever you choose	—	—	●
Which children want in, and which don't — said out loud at the family meeting, while everyone is well	—	—	●

When the time comes — you are not on your ownIf one of you becomes seriously ill or dies, the other has a named lawyer who already knows the file — and us beside you.

What you receive	Clarity	Continuity	Legacy
Your lawyer, chosen and named now — not found in a panic later. Independent lawyers we work with in Israel and, where needed, abroad. You choose.	●	●	●
The lawyer briefed in advance: where the wills are, what is where, who is who	—	●	●
The first call. When something happens, you call us. We tell you what to do first — and what can wait.	One call, and your printed page	One guided session within 7 days	We take the lead for the first 90 days
Telling the banks, pension funds and insurers, and gathering the papers the lawyer needs	—	The checklist and the letters, prepared with you	Done alongside you
Sitting in the lawyer's meetings with you, so you understand what you are signing	—	—	●
The inheritance order in Israel, and probate abroad where there is property or a pension there. The lawyer leads; we stay beside you.	—	Explained to you, step by step	We attend with you
Afterwards: your dashboard and your plan rebuilt in your name — so now you are the one who knows where everything is	Can be added	●	●

How often we meet, and how to reach usMeetings in person or on Zoom — whichever suits you.

What you receive	Clarity	Continuity	Legacy
Set-up: meetings with both of you, plus sessions where we build it for you behind the scenes	2 + 2	3 + 3	4 + 4
Review meetings each year	1	2 — one can be the family meeting	4 — one is the family meeting
How to reach us between meetings	Email · reply within 2 working days	Email and WhatsApp · within 1 working day	Phone, WhatsApp and email · same working day
Move up to a bigger plan within a year, and your set-up fee counts in full	●	●	—

Optional extras

Add the pieces that matter to your family.

These can be added to the plan shown on each card. Bespoke family-story projects are priced after a short conversation.

Personal legacy projects

Keep more than the paperwork.

Capture the stories, lessons and voices your family will want to remember.

Available with any plan

Your life story

a personal biography, for you or any member of the family

Priced after a short conversation

Available with any plan

A book of family wisdom

the lessons, sayings and recipes worth keeping — written with a professional editor

Priced after a short conversation

Available with any plan

A family podcast

your stories, recorded as relaxed conversations, for the grandchildren to listen to

Priced after a short conversation

Available with any plan

Video messages

filmed as a conversation, or as personal messages to each person

Priced after a short conversation

Practical add-ons

Extra support when you need it.

Clarity and Continuity

Extra facilitated family meeting

₪1,800before VAT · ₪2,124 incl. VAT

Clarity and Continuity

Next-generation session, per child

₪950before VAT · ₪1,121 incl. VAT

Clarity and Continuity

Printed family book, yearly

₪1,200before VAT · ₪1,416 incl. VAT

Clarity and Continuity

Extra 60-minute meeting

₪650before VAT · ₪767 incl. VAT

Any plan

A parent's Clarity

₪2,800before VAT · ₪3,304 incl. VAT

Ways to pay

Simple options, explained upfront.

Pay monthly by standing order. Minimum three months, then 30 days' notice.
Pay for the year in advance and get two months free.
Set-up fee in two halves: half when you sign, half when your page is handed over to you.
Move up to a bigger plan within 12 months and every shekel of your set-up fee counts towards it.
One price covers both of you: one household, one plan.

What is not included

Paid directly to the professional concerned.

Legal fees — other than the will included in Continuity and Legacy
Setting up a trust, and trustees' fees
Tax and accounting fees
Fees and premiums charged by banks, investment houses, pension funds and insurers
Translation and notarisation of documents

The small print, in plain words

Your lawyer, accountant, pension, insurance, investment and translation specialists charge their own fees, separate from ours — except the will included in Continuity and Legacy.
Legal, tax, pension, insurance and investment advice comes from licensed specialists. We organise, prepare and coordinate — and we sit in the meetings with you.
Investment statements show your providers' own figures. Values go down as well as up, and past changes are no guide to the future. Automatic feeds are used only where Israeli law and your provider allow, and only with your written permission.
Prices are shown before VAT (18%); the VAT-inclusive price is shown beside each.
Full terms are in our engagement letter. You see it before you pay anything.

A private first step

Book a 30-minute conversation.

Come together, or come on your own first. No charge. No obligation. Nothing to prepare.

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